15 05, 2018

Debunking the Top 3 Myths About Leasing a Credit Card Machine

By | 2018-05-15T08:33:39+00:00 May 15th, 2018|Credit Card Processing|0 Comments

Chances are at least one slick credit card processing salesperson has come into your business singing the praises of leasing your terminal. They probably fed you a lot of compelling lines to make you sign on the dotted line, but hopefully you were able to resist. Leasing your credit card terminal only benefits your processor.

10 05, 2018

MCC Madness: Why Your Merchant Category Code Matters

By | 2018-05-08T08:10:14+00:00 May 10th, 2018|Credit Card Processing|0 Comments

Do you know what your MCC is? When you first begin processing credit cards, the processor you’re working with will assign you your MCC after you’ve explained to them what kind of business you are and what you sell. Some unscrupulous processors will misclassify your business on purpose for their own financial gain.

5 04, 2018

You Don’t Need Credit Card Signatures on All Transactions. Should You Require Them Anyway?

By | 2018-04-02T13:29:54+00:00 April 5th, 2018|Credit Card Processing|2 Comments

On April 1, 2018, the payments industry said goodbye, at least in part, to an old friend. Businesses are no longer required to obtain signatures for chip card and contactless transactions, ending a practice that had become a punchline for businesses and consumers alike.

29 03, 2018

Don’t Sign That Contract! Here’s Why

By | 2018-03-29T09:04:40+00:00 March 29th, 2018|Credit Card Processing|2 Comments

You should never sign a credit card processing contract. Period. Contracts are just an excuse for payment processors to overpromise and underdeliver once you’ve signed on the dotted line. At 360 Payments, we never ask our customers to sign a contract. Here’s why you should never agree to a contract for credit card processing.

20 03, 2018

Why Your Restaurant Needs to Step Up Its Digital Payments Game

By | 2018-03-19T11:07:35+00:00 March 20th, 2018|Credit Card Processing, Technology|0 Comments

Digital payments are taking the restaurant industry by storm. You may have already heard about – and maybe even used – some of the latest advances in your culinary explorations, but technology changes so rapidly that it can be hard to keep up. Let’s take a look at the current trends in digital payments for restaurants.

15 03, 2018

Chargeback Rules are Changing – Here’s Why That’s Great News

By | 2018-04-04T10:55:46+00:00 March 15th, 2018|Credit Card Processing|1 Comment

Over the past month or so you may have seen a new message on your credit card processing statements. Changes are coming to the way Visa handles its chargeback and retrieval requests process, and we’re excited to share that it will significantly streamline the process for our customers.

8 03, 2018

PCI Basics: Your Essential Guide to Compliance

By | 2018-03-09T07:58:17+00:00 March 8th, 2018|Credit Card Processing, Technology|6 Comments

We’ve written several blogs about PCI compliance recently, and we’ve had some requests that we take it back to the basics. In particular, our customers want to know what PCI compliance is, anyway? We're glad they asked! PCI compliance is an important part of your business's data security strategy, but it can get confusing.

6 03, 2018

Daylight Savings Time is Upon Us!

By | 2018-03-06T08:07:55+00:00 March 6th, 2018|Credit Card Processing, Technology, Tips and Tricks|0 Comments

We want to connect with you as time SPRINGS AHEAD starting Sunday, March 11. Your credit card machine clocks need to be changed to ensure your transaction and batch settings continue to work like normal. We have created a few videos to walk you through changing the time on your machines.

1 03, 2018

5 PCI Compliance Myths That Are Totally Wrong

By | 2018-02-26T14:24:43+00:00 March 1st, 2018|Credit Card Processing, Technology|0 Comments

There are a lot of myths out there concerning PCI compliance. Many business owners don’t really understand what PCI compliance means or why it matters. It seems like just another requirement – maybe even one you can ignore. We’ve heard all kinds of myths over the years. Don’t worry, we’re here to set the record straight.

15 02, 2018

The 360 Payments Guide to Credit Card Surcharging

By | 2018-02-26T07:09:28+00:00 February 15th, 2018|Credit Card Processing|0 Comments

Credit card surcharging – the practice of assessing an additional charge or fee on transactions that are paid with a credit card – has become a hot button issue lately. This post will show you how to begin surcharging if you’ve already decided it’s right (and legal) for you.