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Most Recent Blog Posts

Capture vs. Authorization: Here’s What You Need to Know

By | May 25th, 2017|Categories: Credit Card Processing|

If you’re a business owner who accepts credit cards, you’ve likely heard the terms “authorization” and “capture” before, but how much do you know about the delay between them? Let’s talk some more about this very important step in the credit card process.

Stressed at Work? That’s Not Always a Bad Thing

By | May 23rd, 2017|Categories: Startups, Tips and Tricks|

As a nation, stress is kicking our butts. Anywhere from 75% to 90% of doctor visits are stress-related, and our busy workspaces and overpacked schedules are to blame. And yet, you can’t help but notice that easy-breezy coworker who thrives under stress. How do they do it? Better yet, how can you do it?

The Ultimate Startup Ethics Cheat Sheet

By | May 18th, 2017|Categories: Startups, Tips and Tricks|

It doesn’t take a news junky to realize that many of Silicon Valley’s top startups have serious challenges with ethics. Whether you’re talking about the latest “Uber firestorm” or the data concerning women and minorities holding down jobs, the landscape is not pretty. It has led some to describe the problem as potentially fatal.

From Prototype to Profit: How to Turn Your Ideas into Products

By | May 11th, 2017|Categories: Startups|

Ever since that time you woke up in the middle of the night with your life-changing idea, you haven’t been able to get it out of your mind. You know you can build a better mousetrap, so to speak. If this describes you, it’s time to make a plan to turn those dreams into reality.

Your Startup Needs Design Thinking Right Now

By | May 4th, 2017|Categories: Startups, Tips and Tricks|

Popularized by David Kelley who founded design firm IDEO that developed a human-centered approach to driving innovation to organizations, the design thinking method can be used for addressing problems as a team rather than one person making decisions in a bubble.

Five Things You Didn’t Learn in School About Credit Cards

By | May 2nd, 2017|Categories: Credit Card Processing|

How much do you really know about that little piece of plastic you pull out to pay for everything from candy bars to cars? Where does your card data go, who has access to it, and how does the whole thing even work? Let’s take a look at the process from start to finish.

How to Choose the Perfect Name for Your Startup

By | April 27th, 2017|Categories: Startups, Tips and Tricks|

So you’ve got an awesome idea for a new startup that will change the world and become the Uber of your industry. When it comes to your startup, the answer to “what’s in a name?” is “a whole heck of a lot!” Here are 5 steps to choosing a kickass company name.

5 Things Your Boss Wants You to Do During the Next Power Outage

By | April 26th, 2017|Categories: Credit Card Processing, POS, Startups, Tips and Tricks|

Last Friday, a fire at a PG&E substation caused a major blackout to roll through San Francisco. With up to 90,000 customers without power at the height of the chaos, everything from public transit to hospital operating rooms ground to a halt. Many businesses closed, turning away valuable revenue for lack of power.

3 Steps to Finding Your Startup’s First Customer

By | April 19th, 2017|Categories: Startups|

You’ve assembled an awesome team, designed a fabulous product, and even found some investors to back your efforts. That’s all great! But without customers, your whole startup concept falls apart. That sounds overwhelming, but don’t be alarmed. You can acquire your first customer in just three easy steps.

Becoming a Superboss: 4 Leadership Traits to Cultivate Today

By | April 13th, 2017|Categories: Startups, Tips and Tricks|

We’ve all had that one boss – you know the one. They’re the one we all remember as the kind of leader we don’t want to be. If you’re in a leadership role at your startup, here are four ways to be the other kind – a superboss, if you will.

5 Critical Payment Processing Mistakes You’re Making

By | April 11th, 2017|Categories: Credit Card Processing|

Choosing a credit card processing partner for your business is a big deal. At 360 Payments, we want to help you make an informed decision – and help you evaluate your choice if you’ve already signed up with a provider! How many of these mistakes are you making?

EMV Compliance: You Can’t Afford to Skip It!

By | April 6th, 2017|Categories: Credit Card Processing, POS, Technology|

EMV technology has been around for a few years now, but many retailers have been slow to adapt to the change. Delaying your transition to EMV technology is an unnecessary risk and sets you up to take the fall for fraud. Read on to learn why EMV compliance is a must for your business.

5 Ways to Take Online Payments to the Next Level

By | April 4th, 2017|Categories: Technology, Tips and Tricks|

If you sell your goods and services online, you probably use some kind of ecommerce platform to handle your transactions. Regardless of which one you use, there are a few elements you’ll want to consider when setting it up. Here are five ways to delight your customers and keep them coming back again and again.

Mobile Tech Will Revolutionize Your Business – Here’s How

By | March 23rd, 2017|Categories: Technology|

Mobile technology is everywhere! As customers and businesses move faster and faster, apps and software that can travel with your sales team or around your facility are logical choices to help you keep up. We’ll explain five ways mobile technology will propel your business to the next level.

Empowering our Customers to Succeed: 360 Payments Partners with Protractor Software

By | March 21st, 2017|Categories: Company News, Partnerships, Press Releases|

360 Payments is proud to announce that Protractor Software has selected 360 Payments to be a preferred credit card processor. 360 Payments is a merchant processor founded on the beliefs and core values of honesty and integrity. The credit card processing industry is very competitive and can be confusing to business owners. 360 Payments began its journey with the intentions of unveiling the misconceptions of the industry, providing excellent customer service, giving back to the community, and providing a unique opportunity for individuals to make an honest and extraordinary income. Partnering with Protractor is the next step in this vision.

Why Accepting Credit Cards is a No-Brainer for Every Business

By | March 16th, 2017|Categories: Credit Card Processing|

As a small business owner, you know what it feels like to be a small fish swimming among sharks. Keeping costs down is a must, but don’t be tempted to skip accepting credit cards! Even in the age of Apple Pay and PayPal, here’s why your business must absolutely 100% accept credit cards.

5 Steps to A Bulletproof Business: Preventing Credit Card Fraud Online

By | March 14th, 2017|Categories: Credit Card Processing, Tips and Tricks|

All businesses that accept credit card transactions worry about fraud, but if you’re one of the many businesses that sells its goods and services online, you’ll want to pay extra attention – we’re talking to you.

Daylight Savings Time is Upon Us!

By | March 10th, 2017|Categories: Credit Card Processing, Technology, Tips and Tricks|

We want to connect with you as time SPRINGS AHEAD starting Sunday, March 12. Your credit card machine clocks need to be changed to ensure your transaction and batch settings continue to work like normal. We have created a few videos to walk you through changing the time on your machines.

How to Read Your Credit Card Statement Like A Pro!

By | March 9th, 2017|Categories: Credit Card Processing, Tips and Tricks|

Every month, your credit card processing company sends you a statement that summarizes the transactions and charges for your business during the previous month. Knowing how to read and understand the components of this statement is the first step toward taking ownership of your business’s transactions.

Why I Chose 360 Payments

By | March 7th, 2017|Categories: Company News|

For too long the credit card payment processing industry has been a disaster. It’s been compared to a commodity with competitors undercutting each other and racing to zero. Sales reps typically employ an archaic turn and burn style, and customer service has historically been almost nonexistent. 360 Payments is different. Here’s why.

Stay Ahead of The Game with 360 Payments

By | December 17th, 2016|Categories: Technology, Tips and Tricks, Uncategorized|

Stay Ahead of The Game with 360 Payments Ever-changing security needs, regulations: How 360 Payments stays ahead of the game If asking what the fastest-growing youth sport is, a common response might be “soccer.” But the reality is that the sport of rugby grew faster than any other sport, adding 81 percent more players in a five-year span between 2008 and 2013[1]. What does this have to [...]

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So You Are Accepting Credit Cards? Here’s What You Need to Know About Chargebacks!

By | June 1st, 2016|Categories: Chargebacks, Credit Card Processing, Tips and Tricks, Uncategorized|Tags: , |

When accepting payments, whether in person, over the phone or over the internet, you as the merchant can always be held liable for a chargeback. It is important to understand the chargeback process and your responsibility as a merchant. So what is a chargeback, anyway? A chargeback is a transaction that has been disputed by either the card holder or the issuing bank. Funds from a chargeback [...]

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Processor Polygraph

By | March 28th, 2016|Categories: Credit Card Processing, Tips and Tricks, Uncategorized|

Let's face it. No matter how much a business owner realizes the benefits of accepting credit cards, none of them are happy to pay the fees! It can be quite tempting to shop out credit card processing whether a business is new or has been with the same processor for several years. What a processor says they can save a business today is not always the case [...]

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Attention Software Developers! How to Eliminate Scope of PCI Compliance

By | October 21st, 2015|Categories: Credit Card Processing, POS, Technology, Uncategorized|

By Steve Ciabattoni, Co-CEO Payment processing integration with business management software is nothing new in the payments industry. For several decades, software companies have been developing user interfaces that connect with some sort of middleware technology to allow the flow of credit card data from the business software to the acquiring bank. In the past, software programs like IC Verify and PC Charge were downloaded onto the [...]

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EMV is Here and Your Terminal Still Works!

By | September 30th, 2015|Categories: Credit Card Processing, Technology, Uncategorized|Tags: , , |

By Jesse Meddaugh, Partner The October 2015 liability shift deadline is here, yet there are still many businesses with questions about this change. Have you upgraded your business to accept chip card transactions? If not, what additional risk is your company taking on? Businesses that are not currently able to accept chip transactions are now taking on the full liability for card present (swiped) fraud. If you [...]

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Advice to a Business Owner for Selecting (or Staying with) a Credit Card Processor

By | June 8th, 2015|Categories: Credit Card Processing, Uncategorized|

  The goal of this piece is to make business owners armed and dangerous when selecting a merchant processor. Although there are various program features to consider when choosing a processor, most business owners place their sole focus on negotiating rates with the processor. What are the top things you should care about when choosing a processor? […]

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Helping Our Customers Thrive: 360 Payments Partners with Winworks Auto Shop Management Software

By | March 2nd, 2011|Categories: Company News, Partnerships, Press Releases|

360 Payments is proud to announce that Winworks Auto Shop Management Software has selected 360 Payments to be a preferred credit card processor. 360 Payments is a merchant processor founded on the beliefs and core values of honesty and integrity. Partnering with Winworks is the next step in this vision.